Communityamerica Credit Union in Michigan vs the state
4.0%Denial rate-14.52 pts vs state
5.9%Decision denial rate-16.70 pts vs state
64.0%Origination rate+4.11 pts vs state
6.75%Median rate0.00 pts vs state
0.22Rate spread (pts)-0.18 pts vs state
$170kMedian applicant income
16Loans originated
1Denied
What Communityamerica Credit Union lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Communityamerica Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washtenaw County | 9 | 5 | 0 | 0.0% |
| Oakland County | 5 | 4 | 0 | 0.0% |
| Livingston County | 2 | 1 | 0 | 0.0% |
| Charlevoix County | 2 | 1 | 0 | 0.0% |
| Wayne County | 2 | 1 | 1 | 50.0% |
| Macomb County | 2 | 1 | 0 | 0.0% |
| Isabella County | 1 | 1 | 0 | 0.0% |
| Montcalm County | 1 | 1 | 0 | 0.0% |
| Kent County | 1 | 1 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 25 applications in 2025, of which 16 were originated and 1 denied.
4.0% of all applications, or 5.9% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Communityamerica Credit Union originated in Michigan in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Communityamerica Credit Union's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology