Community First National Bank · Oklahoma · 2025

Community First National Bank in Oklahoma: approval rate, denial rate and rates (2025)

Community First National Bank took 5 mortgage applications in Oklahoma in 2025, ranking #496 of 821 lenders active in the state. It originated 80.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.9%.

5Applicationsin OK
0.0%Decision denial ratestate 22.9%
Median ratestate 6.63%
$325,000Median loanstate $165,000
$1.8MVolume4 counties

Community First National Bank in Oklahoma vs the state

0.0%Denial rate-17.92 pts vs state
0.0%Decision denial rate-22.87 pts vs state
80.0%Origination rate+23.90 pts vs state
Median rate
Rate spread (pts)
$105kMedian applicant income
4Loans originated
0Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023820.0%6.62%#397
2025540.0%#496

What Community First National Bank lends in Oklahoma

By loan purpose

Home purchase 3 60% · 0.0% denied
Refinance 1 20% · 0.0% denied
Cash-out refinance 1 20% · 0.0% denied

By loan type

Conventional 1 20% · 0.0% denied
VA 4 80% · 0.0% denied

Where in Oklahoma

Counties with the most Community First National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Oklahoma County 220 0.0%
Kay County 110 0.0%
Cleveland County 100 0.0%
Canadian County 110 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 5 applications in 2025, of which 4 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Community First National Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology