Community Bank and Trust · Oklahoma · 2025

Community Bank and Trust in Oklahoma: approval rate, denial rate and rates (2025)

Community Bank and Trust took 10 mortgage applications in Oklahoma in 2025, ranking #405 of 821 lenders active in the state. It originated 70.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.9%.

10Applicationsin OK
0.0%Decision denial ratestate 22.9%
Median ratestate 6.63%
$175,000Median loanstate $165,000
$1.7MVolume2 counties

Community Bank and Trust in Oklahoma vs the state

0.0%Denial rate-17.92 pts vs state
0.0%Decision denial rate-22.87 pts vs state
70.0%Origination rate+13.90 pts vs state
Median rate
Rate spread (pts)
$102kMedian applicant income
7Loans originated
0Denied

What Community Bank and Trust lends in Oklahoma

By loan purpose

Home purchase 8 80% · 0.0% denied
Refinance 1 10% · 0.0% denied
Home improvement 1 10% · 0.0% denied

By loan type

Conventional 9 90% · 0.0% denied
FHA 1 10% · 0.0% denied

Where in Oklahoma

Counties with the most Community Bank and Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Ottawa County 970 0.0%
Delaware County 100 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 10 applications in 2025, of which 7 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Community Bank and Trust's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology