Community Banc Mortgage in Missouri vs the state
10.3%Denial rate-4.81 pts vs state
16.9%Decision denial rate-1.80 pts vs state
50.4%Origination rate-12.23 pts vs state
6.50%Median rate-0.13 pts vs state
0.24Rate spread (pts)-0.11 pts vs state
$74kMedian applicant income
59Loans originated
12Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 127 | 76 | 12.6% | 6.50% | #204 |
| 2024 | 114 | 66 | 12.3% | 6.50% | #232 |
| 2025 | 117 | 59 | 10.3% | 6.50% | #251 |
What Community Banc Mortgage lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Community Banc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Carroll County | 10 | 9 | 0 | 0.0% |
| Grundy County | 10 | 3 | 3 | 30.0% |
| Clinton County | 8 | 4 | 1 | 12.5% |
| Monroe County | 7 | 5 | 0 | 0.0% |
| Cooper County | 7 | 3 | 0 | 0.0% |
| Pettis County | 7 | 4 | 1 | 14.3% |
| Harrison County | 7 | 4 | 1 | 14.3% |
| Pulaski County | 6 | 1 | 0 | 0.0% |
| Livingston County | 6 | 2 | 0 | 0.0% |
| Daviess County | 5 | 2 | 1 | 20.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 117 applications in 2025, of which 59 were originated and 12 denied.
10.3% of all applications, or 16.9% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Community Banc Mortgage originated in Missouri in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Community Banc Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology