Commercial Lender in Mississippi vs the state
87.8%Denial rate+64.84 pts vs state
91.5%Decision denial rate+63.04 pts vs state
8.2%Origination rate-44.71 pts vs state
10.24%Median rate+3.49 pts vs state
—Rate spread (pts)
—Median applicant income
4Loans originated
43Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20 | 6 | 15.0% | 12.12% | #224 |
| 2024 | 34 | 11 | 38.2% | 10.99% | #184 |
| 2025 | 49 | 4 | 87.8% | 10.24% | #172 |
What Commercial Lender lends in Mississippi
By loan purpose
By loan type
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 49 applications in 2025, of which 4 were originated and 43 denied.
87.8% of all applications, or 91.5% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Commercial Lender originated in Mississippi in 2025 was 10.24%, against a statewide median of 6.75%.
About this data. Figures are Commercial Lender's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology