Commercial Lender in Kansas vs the state
89.3%Denial rate+74.26 pts vs state
92.6%Decision denial rate+74.31 pts vs state
7.1%Origination rate-56.68 pts vs state
10.75%Median rate+4.12 pts vs state
—Rate spread (pts)
—Median applicant income
2Loans originated
25Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 1 | 25.8% | 11.24% | #241 |
| 2024 | 24 | 1 | 37.5% | 8.56% | #272 |
| 2025 | 28 | 2 | 89.3% | 10.75% | #277 |
What Commercial Lender lends in Kansas
By loan purpose
By loan type
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 28 applications in 2025, of which 2 were originated and 25 denied.
89.3% of all applications, or 92.6% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Commercial Lender originated in Kansas in 2025 was 10.75%, against a statewide median of 6.63%.
About this data. Figures are Commercial Lender's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology