Commercial Lender · Connecticut · 2025

Commercial Lender in Connecticut: approval rate, denial rate and rates (2025)

Commercial Lender took 157 mortgage applications in Connecticut in 2025, ranking #128 of 687 lenders active in the state. It originated 35.0% of them and denied 65.0% (65.0% of the applications it decided), against a statewide denial rate of 17.4%.

157Applicationsin CT
65.0%Decision denial ratestate 21.6%
10.74%Median ratestate 6.63%
$275,000Median loanstate $245,000
$16MVolume0 counties

Commercial Lender in Connecticut vs the state

65.0%Denial rate+47.57 pts vs state
65.0%Decision denial rate+43.38 pts vs state
35.0%Origination rate-25.35 pts vs state
10.74%Median rate+4.12 pts vs state
Rate spread (pts)
Median applicant income
55Loans originated
102Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231755230.9%11.74%#97
20241717022.2%11.12%#104
20251575565.0%10.74%#128

What Commercial Lender lends in Connecticut

By loan purpose

Home purchase 118 75% · 55.1% denied
Refinance 10 6% · 80.0% denied
Cash-out refinance 28 18% · 100.0% denied
Other / HELOC 1 1% · 100.0% denied

By loan type

Conventional 157 100% · 65.0% denied

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 157 applications in 2025, of which 55 were originated and 102 denied.

65.0% of all applications, or 65.0% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Commercial Lender originated in Connecticut in 2025 was 10.74%, against a statewide median of 6.63%.

About this data. Figures are Commercial Lender's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology