Comerica Bank in Florida vs the state
35.8%Denial rate+14.70 pts vs state
42.9%Decision denial rate+15.62 pts vs state
45.0%Origination rate-7.66 pts vs state
6.24%Median rate-0.38 pts vs state
-1.08Rate spread (pts)-1.35 pts vs state
$171kMedian applicant income
68Loans originated
54Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 182 | 83 | 39.0% | 5.74% | #402 |
| 2024 | 150 | 62 | 39.3% | 6.49% | #423 |
| 2025 | 151 | 68 | 35.8% | 6.24% | #418 |
What Comerica Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Comerica Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Palm Beach County | 66 | 30 | 23 | 34.8% |
| Miami-Dade County | 16 | 5 | 6 | 37.5% |
| Broward County | 12 | 6 | 5 | 41.7% |
| Collier County | 11 | 5 | 5 | 45.5% |
| St. Lucie County | 7 | 4 | 3 | 42.9% |
| Brevard County | 5 | 2 | 1 | 20.0% |
| Lee County | 5 | 4 | 1 | 20.0% |
| Pinellas County | 4 | 2 | 1 | 25.0% |
| Orange County | 4 | 2 | 1 | 25.0% |
| Hillsborough County | 3 | 1 | 1 | 33.3% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 151 applications in 2025, of which 68 were originated and 54 denied.
35.8% of all applications, or 42.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Comerica Bank originated in Florida in 2025 was 6.24%, against a statewide median of 6.63%.
About this data. Figures are Comerica Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology