Clearedge Lending in South Carolina vs the state
23.4%Denial rate+5.09 pts vs state
28.2%Decision denial rate+4.74 pts vs state
57.5%Origination rate+0.84 pts vs state
7.50%Median rate+1.00 pts vs state
1.19Rate spread (pts)+0.97 pts vs state
$180kMedian applicant income
27Loans originated
11Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 47 | 28 | 29.8% | 8.63% | #328 |
| 2024 | 62 | 40 | 21.0% | 7.75% | #294 |
| 2025 | 47 | 27 | 23.4% | 7.50% | #354 |
What Clearedge Lending lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Clearedge Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charleston County | 13 | 7 | 2 | 15.4% |
| Greenville County | 9 | 5 | 3 | 33.3% |
| Horry County | 8 | 4 | 3 | 37.5% |
| Lancaster County | 2 | 2 | 0 | 0.0% |
| Anderson County | 2 | 2 | 0 | 0.0% |
| Spartanburg County | 2 | 0 | 0 | 0.0% |
| Berkeley County | 2 | 1 | 1 | 50.0% |
| Lexington County | 2 | 1 | 1 | 50.0% |
| Dorchester County | 1 | 1 | 0 | 0.0% |
| Greenwood County | 1 | 0 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 47 applications in 2025, of which 27 were originated and 11 denied.
23.4% of all applications, or 28.2% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Clearedge Lending originated in South Carolina in 2025 was 7.50%, against a statewide median of 6.50%.
About this data. Figures are Clearedge Lending's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology