City National Bank · Oregon · 2025

City National Bank in Oregon: approval rate, denial rate and rates (2025)

City National Bank took 9 mortgage applications in Oregon in 2025, ranking #375 of 700 lenders active in the state. It originated 77.8% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.3%.

9Applicationsin OR
0.0%Decision denial ratestate 19.2%
5.75%Median ratestate 6.75%
$1,175,000Median loanstate $275,000
$10MVolume5 counties

City National Bank in Oregon vs the state

0.0%Denial rate-15.31 pts vs state
0.0%Decision denial rate-19.16 pts vs state
77.8%Origination rate+17.16 pts vs state
5.75%Median rate-1.00 pts vs state
-0.25Rate spread (pts)-0.52 pts vs state
$466kMedian applicant income
7Loans originated
0Denied

Trend in Oregon

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023261515.4%7.35%#251
202413415.4%7.23%#319
2025970.0%5.75%#375

What City National Bank lends in Oregon

By loan purpose

Home purchase 7 78% · 0.0% denied
Refinance 1 11% · 0.0% denied
Other / HELOC 1 11% · 0.0% denied

By loan type

Conventional 9 100% · 0.0% denied

Where in Oregon

Counties with the most City National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Deschutes County 440 0.0%
Multnomah County 220 0.0%
Lane County 100 0.0%
Jackson County 100 0.0%
Clackamas County 110 0.0%

Other large lenders in Oregon

LenderGradeApplicationsDenial rateMedian rate
Onpoint Community Credit UnionB 10,71015.7%7.50%
Rocket MortgageC 6,64916.3%6.75%
United Shore Financial ServicesB 6,60010.4%6.25%
Guild MortgageA 6,0342.6%6.55%
U.S. BankD 4,87531.6%7.85%
Umpqua BankC 3,15523.0%7.50%
NewrezD 2,94512.9%6.63%
CMG MortgageA 2,7022.9%6.50%
Pennymac Loan ServicesC 2,64210.2%6.62%
Rogue Credit UnionC 2,51110.2%7.49%

Frequently asked questions

Oregon: 9 applications in 2025, of which 7 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.

The median rate on loans City National Bank originated in Oregon in 2025 was 5.75%, against a statewide median of 6.75%.

About this data. Figures are City National Bank's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology