City National Bank in New Jersey vs the state
25.4%Denial rate+7.71 pts vs state
30.8%Decision denial rate+7.72 pts vs state
55.6%Origination rate-0.12 pts vs state
5.98%Median rate-0.77 pts vs state
-0.22Rate spread (pts)-0.50 pts vs state
$297kMedian applicant income
35Loans originated
16Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 58 | 34 | 17.2% | 6.45% | #318 |
| 2024 | 33 | 15 | 30.3% | 6.50% | #389 |
| 2025 | 63 | 35 | 25.4% | 5.98% | #326 |
What City National Bank lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most City National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bergen County | 12 | 8 | 2 | 16.7% |
| Hudson County | 9 | 5 | 2 | 22.2% |
| Essex County | 8 | 4 | 2 | 25.0% |
| Passaic County | 6 | 3 | 2 | 33.3% |
| Monmouth County | 6 | 2 | 4 | 66.7% |
| Ocean County | 6 | 2 | 3 | 50.0% |
| Morris County | 5 | 4 | 0 | 0.0% |
| Mercer County | 3 | 2 | 0 | 0.0% |
| Somerset County | 2 | 1 | 1 | 50.0% |
| Union County | 2 | 1 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 63 applications in 2025, of which 35 were originated and 16 denied.
25.4% of all applications, or 30.8% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans City National Bank originated in New Jersey in 2025 was 5.98%, against a statewide median of 6.75%.
About this data. Figures are City National Bank's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology