City National Bank in Florida vs the state
32.4%Denial rate+11.37 pts vs state
42.1%Decision denial rate+14.87 pts vs state
43.2%Origination rate-9.45 pts vs state
5.85%Median rate-0.78 pts vs state
-0.14Rate spread (pts)-0.41 pts vs state
$750kMedian applicant income
32Loans originated
24Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 159 | 101 | 17.0% | 6.13% | #419 |
| 2024 | 72 | 34 | 27.8% | 7.10% | #537 |
| 2025 | 74 | 32 | 32.4% | 5.85% | #538 |
What City National Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most City National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 29 | 13 | 10 | 34.5% |
| Palm Beach County | 20 | 8 | 5 | 25.0% |
| Broward County | 6 | 1 | 4 | 66.7% |
| Sarasota County | 3 | 2 | 1 | 33.3% |
| Collier County | 2 | 1 | 1 | 50.0% |
| Pinellas County | 2 | 0 | 1 | 50.0% |
| Orange County | 2 | 0 | 0 | 0.0% |
| Gilchrist County | 1 | 0 | 1 | 100.0% |
| Alachua County | 1 | 0 | 1 | 100.0% |
| Pasco County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 74 applications in 2025, of which 32 were originated and 24 denied.
32.4% of all applications, or 42.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans City National Bank originated in Florida in 2025 was 5.85%, against a statewide median of 6.63%.
About this data. Figures are City National Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology