City National Bank · Connecticut · 2025

City National Bank in Connecticut: approval rate, denial rate and rates (2025)

City National Bank took 22 mortgage applications in Connecticut in 2025, ranking #286 of 687 lenders active in the state. It originated 81.8% of them and denied 9.1% (10.0% of the applications it decided), against a statewide denial rate of 17.4%.

22Applicationsin CT
10.0%Decision denial ratestate 21.6%
5.98%Median ratestate 6.63%
$1,135,000Median loanstate $245,000
$26MVolume5 counties

City National Bank in Connecticut vs the state

9.1%Denial rate-8.31 pts vs state
10.0%Decision denial rate-11.59 pts vs state
81.8%Origination rate+21.44 pts vs state
5.98%Median rate-0.64 pts vs state
-0.14Rate spread (pts)-0.37 pts vs state
$722kMedian applicant income
18Loans originated
2Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023361833.3%6.83%#232
2024191221.1%7.10%#294
202522189.1%5.98%#286

What City National Bank lends in Connecticut

By loan purpose

Home purchase 9 41% · 0.0% denied
Refinance 4 18% · 25.0% denied
Cash-out refinance 6 27% · 16.7% denied
Home improvement 2 9% · 0.0% denied
Other / HELOC 1 5% · 0.0% denied

By loan type

Conventional 22 100% · 9.1% denied

Why it denied Connecticut applicants

Debt-to-income ratio 1 50%
Other 1 50%

Where in Connecticut

Counties with the most City National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09190 15131 6.7%
09160 320 0.0%
09130 211 50.0%
09120 110 0.0%
09140 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 22 applications in 2025, of which 18 were originated and 2 denied.

9.1% of all applications, or 10.0% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans City National Bank originated in Connecticut in 2025 was 5.98%, against a statewide median of 6.63%.

About this data. Figures are City National Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology