City Lending in Connecticut vs the state
16.7%Denial rate-0.73 pts vs state
22.2%Decision denial rate+0.63 pts vs state
58.3%Origination rate-2.05 pts vs state
7.50%Median rate+0.88 pts vs state
1.30Rate spread (pts)+1.07 pts vs state
$116kMedian applicant income
7Loans originated
2Denied
What City Lending lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most City Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09140 | 7 | 4 | 2 | 28.6% |
| 09170 | 3 | 1 | 0 | 0.0% |
| 09190 | 2 | 2 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 12 applications in 2025, of which 7 were originated and 2 denied.
16.7% of all applications, or 22.2% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans City Lending originated in Connecticut in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are City Lending's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology