Centreville Bank · Connecticut · 2025

Centreville Bank in Connecticut: approval rate, denial rate and rates (2025)

Centreville Bank took 158 mortgage applications in Connecticut in 2025, ranking #126 of 687 lenders active in the state. It originated 73.4% of them and denied 16.5% (17.7% of the applications it decided), against a statewide denial rate of 17.4%.

158Applicationsin CT
17.7%Decision denial ratestate 21.6%
6.49%Median ratestate 6.63%
$135,000Median loanstate $245,000
$33MVolume5 counties

Centreville Bank in Connecticut vs the state

16.5%Denial rate-0.94 pts vs state
17.7%Decision denial rate-3.90 pts vs state
73.4%Origination rate+13.04 pts vs state
6.49%Median rate-0.13 pts vs state
0.08Rate spread (pts)-0.15 pts vs state
$103kMedian applicant income
116Loans originated
26Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202316512020.0%5.88%#100
202417511822.3%7.38%#102
202515811616.5%6.49%#126

What Centreville Bank lends in Connecticut

By loan purpose

Home purchase 63 40% · 6.4% denied
Refinance 4 3% · 25.0% denied
Cash-out refinance 27 17% · 22.2% denied
Home improvement 46 29% · 19.6% denied
Other / HELOC 18 11% · 33.3% denied

By loan type

Conventional 154 97% · 16.2% denied
FHA 4 3% · 25.0% denied

Why it denied Connecticut applicants

Other 10 38%
Debt-to-income ratio 10 38%
Credit history 4 15%
Collateral 1 4%
Incomplete application 1 4%

Where in Connecticut

Counties with the most Centreville Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09150 1138315 13.3%
09180 362510 27.8%
09110 660 0.0%
09170 220 0.0%
09130 101 100.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 158 applications in 2025, of which 116 were originated and 26 denied.

16.5% of all applications, or 17.7% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Centreville Bank originated in Connecticut in 2025 was 6.49%, against a statewide median of 6.63%.

About this data. Figures are Centreville Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology