Central Bank Illinois in Iowa vs the state
7.7%Denial rate-5.17 pts vs state
8.3%Decision denial rate-6.98 pts vs state
84.6%Origination rate+16.16 pts vs state
—Median rate
—Rate spread (pts)
$108kMedian applicant income
11Loans originated
1Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 12 | 0.0% | 6.75% | #306 |
| 2024 | 9 | 8 | 0.0% | — | #339 |
| 2025 | 13 | 11 | 7.7% | — | #336 |
What Central Bank Illinois lends in Iowa
By loan purpose
By loan type
Where in Iowa
Counties with the most Central Bank Illinois applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Scott County | 5 | 4 | 0 | 0.0% |
| Clinton County | 4 | 4 | 0 | 0.0% |
| Delaware County | 1 | 1 | 0 | 0.0% |
| Wapello County | 1 | 1 | 0 | 0.0% |
| Linn County | 1 | 0 | 1 | 100.0% |
| Buena Vista County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 13 applications in 2025, of which 11 were originated and 1 denied.
7.7% of all applications, or 8.3% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Central Bank Illinois's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology