Cedar Valley Bank & Trust in Iowa vs the state
3.1%Denial rate-9.77 pts vs state
3.2%Decision denial rate-12.12 pts vs state
93.8%Origination rate+25.35 pts vs state
—Median rate
—Rate spread (pts)
$100kMedian applicant income
91Loans originated
3Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 93 | 83 | 3.2% | — | #152 |
| 2024 | 99 | 89 | 3.0% | — | #146 |
| 2025 | 97 | 91 | 3.1% | — | #154 |
What Cedar Valley Bank & Trust lends in Iowa
By loan purpose
By loan type
Where in Iowa
Counties with the most Cedar Valley Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 81 | 76 | 2 | 2.5% |
| Black Hawk County | 8 | 7 | 1 | 12.5% |
| Linn County | 4 | 4 | 0 | 0.0% |
| Tama County | 2 | 2 | 0 | 0.0% |
| Grundy County | 1 | 1 | 0 | 0.0% |
| Bremer County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 97 applications in 2025, of which 91 were originated and 3 denied.
3.1% of all applications, or 3.2% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Cedar Valley Bank & Trust's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology