Carrollton Bank · Colorado · 2025

Carrollton Bank in Colorado: approval rate, denial rate and rates (2025)

Carrollton Bank took 5 mortgage applications in Colorado in 2025, ranking #614 of 1,114 lenders active in the state. It originated 60.0% of them and denied 20.0% (25.0% of the applications it decided), against a statewide denial rate of 15.6%.

5Applicationsin CO
25.0%Decision denial ratestate 19.7%
7.00%Median ratestate 6.63%
$1,025,000Median loanstate $325,000
$4.0MVolume2 counties

Carrollton Bank in Colorado vs the state

20.0%Denial rate+4.37 pts vs state
25.0%Decision denial rate+5.34 pts vs state
60.0%Origination rate-0.02 pts vs state
7.00%Median rate+0.38 pts vs state
0.22Rate spread (pts)+0.07 pts vs state
$1,879kMedian applicant income
3Loans originated
1Denied

What Carrollton Bank lends in Colorado

By loan purpose

Home purchase 3 60% · 0.0% denied
Home improvement 1 20% · 100.0% denied
Other / HELOC 1 20% · 0.0% denied

By loan type

Conventional 5 100% · 20.0% denied

Why it denied Colorado applicants

Other 1 100%

Where in Colorado

Counties with the most Carrollton Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Douglas County 321 33.3%
Eagle County 210 0.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 5 applications in 2025, of which 3 were originated and 1 denied.

20.0% of all applications, or 25.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans Carrollton Bank originated in Colorado in 2025 was 7.00%, against a statewide median of 6.63%.

About this data. Figures are Carrollton Bank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology