Cardinal Financial Company, Limited Partnership in Connecticut vs the state
16.4%Denial rate-1.01 pts vs state
17.9%Decision denial rate-3.73 pts vs state
67.2%Origination rate+6.83 pts vs state
6.75%Median rate+0.13 pts vs state
0.65Rate spread (pts)+0.42 pts vs state
$107kMedian applicant income
41Loans originated
10Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 285 | 179 | 10.9% | 6.63% | #72 |
| 2024 | 108 | 78 | 6.5% | 6.75% | #149 |
| 2025 | 61 | 41 | 16.4% | 6.75% | #207 |
What Cardinal Financial Company, Limited Partnership lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Cardinal Financial Company, Limited Partnership applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 24 | 19 | 1 | 4.2% |
| 09190 | 11 | 7 | 2 | 18.2% |
| 09140 | 8 | 8 | 0 | 0.0% |
| 09170 | 6 | 2 | 3 | 50.0% |
| 09180 | 5 | 2 | 1 | 20.0% |
| 09120 | 4 | 1 | 3 | 75.0% |
| 09130 | 3 | 2 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 61 applications in 2025, of which 41 were originated and 10 denied.
16.4% of all applications, or 17.9% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Cardinal Financial Company, Limited Partnership originated in Connecticut in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Cardinal Financial Company, Limited Partnership's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology