Capital Partner Mortgage Services · Florida · 2025

Capital Partner Mortgage Services in Florida: approval rate, denial rate and rates (2025)

Capital Partner Mortgage Services took 538 mortgage applications in Florida in 2025, ranking #235 of 1,993 lenders active in the state. It originated 75.3% of them and denied 6.5% (7.7% of the applications it decided), against a statewide denial rate of 21.1%.

538Applicationsin FL
7.7%Decision denial ratestate 27.2%
6.63%Median ratestate 6.63%
$315,000Median loanstate $255,000
$141MVolume27 counties

Capital Partner Mortgage Services in Florida vs the state

6.5%Denial rate-14.55 pts vs state
7.7%Decision denial rate-19.53 pts vs state
75.3%Origination rate+22.59 pts vs state
6.63%Median rate0.00 pts vs state
0.41Rate spread (pts)+0.14 pts vs state
$120kMedian applicant income
405Loans originated
35Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20244733427.0%6.75%#248
20255384056.5%6.63%#235

What Capital Partner Mortgage Services lends in Florida

By loan purpose

Home purchase 511 95% · 6.5% denied
Refinance 7 1% · 14.3% denied
Cash-out refinance 20 4% · 5.0% denied

By loan type

Conventional 383 71% · 6.0% denied
FHA 130 24% · 9.2% denied
VA 25 5% · 0.0% denied

Why it denied Florida applicants

Collateral 22 63%
Debt-to-income ratio 9 26%
Credit history 2 6%
Unverifiable information 2 6%

Where in Florida

Counties with the most Capital Partner Mortgage Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Palm Beach County 16713410 6.0%
Broward County 1441068 5.6%
Miami-Dade County 53329 17.0%
Martin County 52431 1.9%
St. Lucie County 44362 4.5%
Volusia County 1391 7.7%
Brevard County 1060 0.0%
Manatee County 732 28.6%
Lee County 760 0.0%
Lake County 550 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 538 applications in 2025, of which 405 were originated and 35 denied.

6.5% of all applications, or 7.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Capital Partner Mortgage Services originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Capital Partner Mortgage Services's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology