Campus USA Credit Union in Georgia vs the state
9.1%Denial rate-10.13 pts vs state
12.5%Decision denial rate-12.57 pts vs state
63.6%Origination rate+9.55 pts vs state
6.25%Median rate-0.38 pts vs state
-0.17Rate spread (pts)-0.44 pts vs state
$124kMedian applicant income
7Loans originated
1Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 7 | 0.0% | 6.13% | #701 |
| 2024 | 12 | 10 | 0.0% | 7.13% | #624 |
| 2025 | 11 | 7 | 9.1% | 6.25% | #650 |
What Campus USA Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Campus USA Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bibb County | 2 | 1 | 0 | 0.0% |
| Cobb County | 2 | 1 | 1 | 50.0% |
| Columbia County | 1 | 1 | 0 | 0.0% |
| Rabun County | 1 | 1 | 0 | 0.0% |
| Echols County | 1 | 0 | 0 | 0.0% |
| Lowndes County | 1 | 1 | 0 | 0.0% |
| DeKalb County | 1 | 1 | 0 | 0.0% |
| Clarke County | 1 | 1 | 0 | 0.0% |
| Effingham County | 1 | 0 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 11 applications in 2025, of which 7 were originated and 1 denied.
9.1% of all applications, or 12.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Campus USA Credit Union originated in Georgia in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Campus USA Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology