Busey Bank in Florida vs the state
20.9%Denial rate-0.18 pts vs state
24.7%Decision denial rate-2.56 pts vs state
63.7%Origination rate+11.05 pts vs state
7.63%Median rate+1.00 pts vs state
0.63Rate spread (pts)+0.36 pts vs state
$153kMedian applicant income
58Loans originated
19Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 159 | 97 | 22.0% | 6.24% | #421 |
| 2024 | 102 | 67 | 12.8% | 7.78% | #475 |
| 2025 | 91 | 58 | 20.9% | 7.63% | #500 |
What Busey Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Busey Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 51 | 33 | 7 | 13.7% |
| Sarasota County | 12 | 4 | 7 | 58.3% |
| Charlotte County | 9 | 6 | 3 | 33.3% |
| Collier County | 7 | 6 | 0 | 0.0% |
| Pinellas County | 2 | 0 | 2 | 100.0% |
| Hillsborough County | 2 | 2 | 0 | 0.0% |
| Sumter County | 2 | 2 | 0 | 0.0% |
| Palm Beach County | 2 | 2 | 0 | 0.0% |
| Pasco County | 1 | 1 | 0 | 0.0% |
| Broward County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 91 applications in 2025, of which 58 were originated and 19 denied.
20.9% of all applications, or 24.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Busey Bank originated in Florida in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are Busey Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology