Builders Choice Mortgage in Massachusetts vs the state
0.0%Denial rate-16.21 pts vs state
0.0%Decision denial rate-19.95 pts vs state
66.7%Origination rate+4.07 pts vs state
6.75%Median rate+0.13 pts vs state
0.26Rate spread (pts)+0.16 pts vs state
$128kMedian applicant income
12Loans originated
0Denied
What Builders Choice Mortgage lends in Massachusetts
By loan purpose
By loan type
Where in Massachusetts
Counties with the most Builders Choice Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 7 | 5 | 0 | 0.0% |
| Suffolk County | 3 | 3 | 0 | 0.0% |
| Norfolk County | 3 | 1 | 0 | 0.0% |
| Essex County | 3 | 2 | 0 | 0.0% |
| Worcester County | 1 | 0 | 0 | 0.0% |
| Bristol County | 1 | 1 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 18 applications in 2025, of which 12 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Builders Choice Mortgage originated in Massachusetts in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Builders Choice Mortgage's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology