Brookline Bank in New York vs the state
35.8%Denial rate+16.07 pts vs state
39.7%Decision denial rate+15.63 pts vs state
54.5%Origination rate-5.11 pts vs state
6.25%Median rate-0.38 pts vs state
-0.16Rate spread (pts)-0.37 pts vs state
$127kMedian applicant income
73Loans originated
48Denied
What Brookline Bank lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Brookline Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Westchester County | 48 | 23 | 17 | 35.4% |
| Oneida County | 17 | 10 | 7 | 41.2% |
| Dutchess County | 14 | 10 | 4 | 28.6% |
| Putnam County | 12 | 7 | 3 | 25.0% |
| Albany County | 6 | 3 | 2 | 33.3% |
| Columbia County | 5 | 3 | 2 | 40.0% |
| Onondaga County | 4 | 2 | 1 | 25.0% |
| Warren County | 3 | 1 | 2 | 66.7% |
| Fulton County | 3 | 2 | 0 | 0.0% |
| Saratoga County | 2 | 0 | 2 | 100.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 134 applications in 2025, of which 73 were originated and 48 denied.
35.8% of all applications, or 39.7% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Brookline Bank originated in New York in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Brookline Bank's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology