Brighton Bank · Iowa · 2025

Brighton Bank in Iowa: approval rate, denial rate and rates (2025)

Brighton Bank took 5 mortgage applications in Iowa in 2025, ranking #431 of 739 lenders active in the state. It originated 40.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 12.9%.

5Applicationsin IA
0.0%Decision denial ratestate 15.3%
6.19%Median ratestate 6.50%
$285,000Median loanstate $135,000
$640kVolume4 counties

Brighton Bank in Iowa vs the state

0.0%Denial rate-12.86 pts vs state
0.0%Decision denial rate-15.31 pts vs state
40.0%Origination rate-28.46 pts vs state
6.19%Median rate-0.31 pts vs state
0.08Rate spread (pts)-0.11 pts vs state
$121kMedian applicant income
2Loans originated
0Denied

What Brighton Bank lends in Iowa

By loan purpose

Home purchase 4 80% · 0.0% denied
Refinance 1 20% · 0.0% denied

By loan type

Conventional 1 20% · 0.0% denied
FHA 2 40% · 0.0% denied
VA 1 20% · 0.0% denied
USDA / RHS 1 20% · 0.0% denied

Where in Iowa

Counties with the most Brighton Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Johnson County 200 0.0%
Poweshiek County 110 0.0%
Warren County 110 0.0%
Marion County 100 0.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 5 applications in 2025, of which 2 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

The median rate on loans Brighton Bank originated in Iowa in 2025 was 6.19%, against a statewide median of 6.50%.

About this data. Figures are Brighton Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology