Bradesco Bank in Florida vs the state
9.0%Denial rate-12.07 pts vs state
9.9%Decision denial rate-17.37 pts vs state
81.6%Origination rate+28.95 pts vs state
6.63%Median rate0.00 pts vs state
0.74Rate spread (pts)+0.48 pts vs state
$326kMedian applicant income
636Loans originated
70Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,170 | 947 | 7.5% | 7.38% | #133 |
| 2024 | 949 | 791 | 6.4% | 7.38% | #159 |
| 2025 | 779 | 636 | 9.0% | 6.63% | #182 |
What Bradesco Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Bradesco Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 451 | 369 | 44 | 9.8% |
| Broward County | 85 | 72 | 8 | 9.4% |
| Orange County | 74 | 65 | 3 | 4.1% |
| Osceola County | 48 | 37 | 3 | 6.3% |
| Palm Beach County | 45 | 32 | 4 | 8.9% |
| Lake County | 45 | 37 | 3 | 6.7% |
| Polk County | 6 | 4 | 2 | 33.3% |
| Lee County | 5 | 5 | 0 | 0.0% |
| Collier County | 3 | 2 | 0 | 0.0% |
| Pinellas County | 3 | 1 | 2 | 66.7% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 779 applications in 2025, of which 636 were originated and 70 denied.
9.0% of all applications, or 9.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Bradesco Bank originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Bradesco Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology