Bpl Mortgage Trust · Connecticut · 2025

Bpl Mortgage Trust in Connecticut: approval rate, denial rate and rates (2025)

Bpl Mortgage Trust took 150 mortgage applications in Connecticut in 2025, ranking #135 of 687 lenders active in the state. It originated 82.7% of them and denied 10.7% (10.9% of the applications it decided), against a statewide denial rate of 17.4%.

150Applicationsin CT
10.9%Decision denial ratestate 21.6%
7.47%Median ratestate 6.63%
$285,000Median loanstate $245,000
$33MVolume8 counties

Bpl Mortgage Trust in Connecticut vs the state

10.7%Denial rate-6.73 pts vs state
10.9%Decision denial rate-10.71 pts vs state
82.7%Origination rate+22.29 pts vs state
7.47%Median rate+0.85 pts vs state
Rate spread (pts)
Median applicant income
124Loans originated
16Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202378575.1%8.13%#160
2024119945.9%7.61%#138
202515012410.7%7.47%#135

What Bpl Mortgage Trust lends in Connecticut

By loan purpose

Home purchase 42 28% · 14.3% denied
Refinance 10 7% · 10.0% denied
Cash-out refinance 98 65% · 9.2% denied

By loan type

Conventional 150 100% · 10.7% denied

Why it denied Connecticut applicants

Other 11 69%
Credit history 3 19%
Insufficient cash 1 6%
Unverifiable information 1 6%

Where in Connecticut

Counties with the most Bpl Mortgage Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09140 45402 4.4%
09110 39352 5.1%
09170 352011 31.4%
09120 21200 0.0%
09190 431 25.0%
09180 330 0.0%
09160 220 0.0%
09130 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 150 applications in 2025, of which 124 were originated and 16 denied.

10.7% of all applications, or 10.9% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Bpl Mortgage Trust originated in Connecticut in 2025 was 7.47%, against a statewide median of 6.63%.

About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology