BOKF · Montana · 2025

BOKF in Montana: approval rate, denial rate and rates (2025)

BOKF took 5 mortgage applications in Montana in 2025, ranking #235 of 553 lenders active in the state. It originated 80.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 14.8%.

5Applicationsin MT
0.0%Decision denial ratestate 18.7%
6.81%Median ratestate 6.63%
$415,000Median loanstate $275,000
$2.5MVolume2 counties

BOKF in Montana vs the state

0.0%Denial rate-14.82 pts vs state
0.0%Decision denial rate-18.70 pts vs state
80.0%Origination rate+18.02 pts vs state
6.81%Median rate+0.19 pts vs state
0.58Rate spread (pts)+0.34 pts vs state
$169kMedian applicant income
4Loans originated
0Denied

What BOKF lends in Montana

By loan purpose

Home purchase 4 80% · 0.0% denied
Refinance 1 20% · 0.0% denied

By loan type

Conventional 5 100% · 0.0% denied

Where in Montana

Counties with the most BOKF applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Flathead County 320 0.0%
Park County 220 0.0%

Other large lenders in Montana

LenderGradeApplicationsDenial rateMedian rate
Glacier BankD 3,01816.2%7.25%
Stockman Bank of MontanaB 2,9116.3%6.88%
Rocket MortgageC 1,99917.5%6.75%
United Shore Financial ServicesB 1,8579.2%6.25%
Opportunity Bank of MontanaB 1,6089.8%6.88%
Evergreen Moneysource MortgageB 1,1581.1%6.25%
U.S. BankD 1,02427.1%7.13%
First Interstate BankD 98722.9%8.25%
Mortgage Research CenterC 94016.7%6.13%
Crosscountry MortgageB 9205.1%6.63%

Frequently asked questions

Montana: 5 applications in 2025, of which 4 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.

The median rate on loans BOKF originated in Montana in 2025 was 6.81%, against a statewide median of 6.63%.

About this data. Figures are BOKF's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology