Boeing Employees Credit Union in California vs the state
24.0%Denial rate+6.59 pts vs state
30.0%Decision denial rate+7.64 pts vs state
53.1%Origination rate-3.15 pts vs state
6.00%Median rate-0.63 pts vs state
-0.06Rate spread (pts)-0.33 pts vs state
$228kMedian applicant income
148Loans originated
67Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 261 | 115 | 35.3% | 5.38% | #307 |
| 2024 | 270 | 155 | 25.2% | 8.74% | #311 |
| 2025 | 279 | 148 | 24.0% | 6.00% | #325 |
What Boeing Employees Credit Union lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Boeing Employees Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 51 | 28 | 14 | 27.5% |
| Orange County | 43 | 24 | 8 | 18.6% |
| Riverside County | 28 | 14 | 10 | 35.7% |
| San Diego County | 26 | 10 | 6 | 23.1% |
| Alameda County | 21 | 7 | 6 | 28.6% |
| Sacramento County | 18 | 10 | 4 | 22.2% |
| Santa Clara County | 11 | 6 | 1 | 9.1% |
| Placer County | 10 | 8 | 1 | 10.0% |
| El Dorado County | 7 | 4 | 1 | 14.3% |
| San Francisco County | 7 | 6 | 1 | 14.3% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 279 applications in 2025, of which 148 were originated and 67 denied.
24.0% of all applications, or 30.0% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Boeing Employees Credit Union originated in California in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Boeing Employees Credit Union's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology