Blaze Credit Union · Florida · 2025

Blaze Credit Union in Florida: approval rate, denial rate and rates (2025)

Blaze Credit Union took 22 mortgage applications in Florida in 2025, ranking #747 of 1,993 lenders active in the state. It originated 63.6% of them and denied 9.1% (9.1% of the applications it decided), against a statewide denial rate of 21.1%.

22Applicationsin FL
9.1%Decision denial ratestate 27.2%
5.56%Median ratestate 6.63%
$200,000Median loanstate $255,000
$3.5MVolume10 counties

Blaze Credit Union in Florida vs the state

9.1%Denial rate-11.97 pts vs state
9.1%Decision denial rate-18.15 pts vs state
63.6%Origination rate+10.95 pts vs state
5.56%Median rate-1.06 pts vs state
-0.02Rate spread (pts)-0.29 pts vs state
$170kMedian applicant income
14Loans originated
2Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20237228.6%5.06%#1,076
202420115.0%7.15%#769
202522149.1%5.56%#747

What Blaze Credit Union lends in Florida

By loan purpose

Home purchase 14 64% · 0.0% denied
Refinance 1 5% · 100.0% denied
Cash-out refinance 1 5% · 0.0% denied
Home improvement 1 5% · 0.0% denied
Other / HELOC 5 23% · 20.0% denied

By loan type

Conventional 22 100% · 9.1% denied

Why it denied Florida applicants

Debt-to-income ratio 1 50%
Credit history 1 50%

Where in Florida

Counties with the most Blaze Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lee County 951 11.1%
Hillsborough County 220 0.0%
Hernando County 220 0.0%
Lake County 220 0.0%
Sumter County 200 0.0%
Manatee County 101 100.0%
Collier County 110 0.0%
St. Johns County 100 0.0%
Pasco County 110 0.0%
Pinellas County 110 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 22 applications in 2025, of which 14 were originated and 2 denied.

9.1% of all applications, or 9.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Blaze Credit Union originated in Florida in 2025 was 5.56%, against a statewide median of 6.63%.

About this data. Figures are Blaze Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology