Bison State Bank in Virginia vs the state
0.0%Denial rate-15.94 pts vs state
0.0%Decision denial rate-20.25 pts vs state
65.1%Origination rate+5.60 pts vs state
5.99%Median rate-0.63 pts vs state
-0.27Rate spread (pts)-0.49 pts vs state
$182kMedian applicant income
28Loans originated
0Denied
What Bison State Bank lends in Virginia
By loan purpose
By loan type
Where in Virginia
Counties with the most Bison State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 11 | 7 | 0 | 0.0% |
| Loudoun County | 7 | 3 | 0 | 0.0% |
| Prince William County | 6 | 4 | 0 | 0.0% |
| Henrico County | 2 | 2 | 0 | 0.0% |
| Louisa County | 2 | 2 | 0 | 0.0% |
| Powhatan County | 1 | 1 | 0 | 0.0% |
| Stafford County | 1 | 1 | 0 | 0.0% |
| Virginia Beach city | 1 | 1 | 0 | 0.0% |
| Spotsylvania County | 1 | 1 | 0 | 0.0% |
| Fluvanna County | 1 | 0 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 43 applications in 2025, of which 28 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Bison State Bank originated in Virginia in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Bison State Bank's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology