Bison State Bank in Idaho vs the state
0.0%Denial rate-14.45 pts vs state
0.0%Decision denial rate-17.52 pts vs state
44.4%Origination rate-18.58 pts vs state
6.50%Median rate-0.13 pts vs state
-0.26Rate spread (pts)-0.41 pts vs state
$150kMedian applicant income
4Loans originated
0Denied
What Bison State Bank lends in Idaho
By loan purpose
By loan type
Where in Idaho
Counties with the most Bison State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 3 | 0 | 0 | 0.0% |
| Franklin County | 2 | 1 | 0 | 0.0% |
| Twin Falls County | 1 | 1 | 0 | 0.0% |
| Bonneville County | 1 | 0 | 0 | 0.0% |
| Canyon County | 1 | 1 | 0 | 0.0% |
| Valley County | 1 | 1 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 9 applications in 2025, of which 4 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Bison State Bank originated in Idaho in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Bison State Bank's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology