Better Mortgage in South Carolina vs the state
25.5%Denial rate+7.22 pts vs state
44.0%Decision denial rate+20.52 pts vs state
30.8%Origination rate-25.82 pts vs state
8.00%Median rate+1.50 pts vs state
1.07Rate spread (pts)+0.85 pts vs state
$140kMedian applicant income
234Loans originated
194Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 243 | 97 | 8.6% | 6.25% | #142 |
| 2024 | 251 | 81 | 13.6% | 6.50% | #149 |
| 2025 | 760 | 234 | 25.5% | 8.00% | #75 |
What Better Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Better Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charleston County | 100 | 38 | 20 | 20.0% |
| Greenville County | 93 | 29 | 22 | 23.7% |
| York County | 84 | 25 | 21 | 25.0% |
| Horry County | 64 | 14 | 17 | 26.6% |
| Lexington County | 46 | 17 | 13 | 28.3% |
| Richland County | 42 | 19 | 10 | 23.8% |
| Spartanburg County | 42 | 11 | 8 | 19.0% |
| Beaufort County | 41 | 14 | 13 | 31.7% |
| Berkeley County | 36 | 10 | 10 | 27.8% |
| Aiken County | 26 | 10 | 7 | 26.9% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 760 applications in 2025, of which 234 were originated and 194 denied.
25.5% of all applications, or 44.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Better Mortgage originated in South Carolina in 2025 was 8.00%, against a statewide median of 6.50%.
About this data. Figures are Better Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology