Belt Valley Bank · Montana · 2025

Belt Valley Bank in Montana: approval rate, denial rate and rates (2025)

Belt Valley Bank took 50 mortgage applications in Montana in 2025, ranking #96 of 553 lenders active in the state. It originated 80.0% of them and denied 18.0% (18.4% of the applications it decided), against a statewide denial rate of 14.8%.

50Applicationsin MT
18.4%Decision denial ratestate 18.7%
Median ratestate 6.63%
$115,000Median loanstate $275,000
$7.4MVolume6 counties

Belt Valley Bank in Montana vs the state

18.0%Denial rate+3.18 pts vs state
18.4%Decision denial rate-0.33 pts vs state
80.0%Origination rate+18.02 pts vs state
Median rate
Rate spread (pts)
$85kMedian applicant income
40Loans originated
9Denied

Trend in Montana

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023644920.3%#71
2024312712.9%#104
2025504018.0%#96

What Belt Valley Bank lends in Montana

By loan purpose

Home purchase 29 58% · 24.1% denied
Refinance 7 14% · 0.0% denied
Home improvement 5 10% · 20.0% denied
Other / HELOC 9 18% · 11.1% denied

By loan type

Conventional 50 100% · 18.0% denied

Where in Montana

Counties with the most Belt Valley Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cascade County 44358 18.2%
Judith Basin County 220 0.0%
Meagher County 110 0.0%
Lewis and Clark County 101 100.0%
Chouteau County 110 0.0%
Teton County 110 0.0%

Other large lenders in Montana

LenderGradeApplicationsDenial rateMedian rate
Glacier BankD 3,01816.2%7.25%
Stockman Bank of MontanaB 2,9116.3%6.88%
Rocket MortgageC 1,99917.5%6.75%
United Shore Financial ServicesB 1,8579.2%6.25%
Opportunity Bank of MontanaB 1,6089.8%6.88%
Evergreen Moneysource MortgageB 1,1581.1%6.25%
U.S. BankD 1,02427.1%7.13%
First Interstate BankD 98722.9%8.25%
Mortgage Research CenterC 94016.7%6.13%
Crosscountry MortgageB 9205.1%6.63%

Frequently asked questions

Montana: 50 applications in 2025, of which 40 were originated and 9 denied.

18.0% of all applications, or 18.4% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Belt Valley Bank's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology