Beeline Loans · Indiana · 2025

Beeline Loans in Indiana: approval rate, denial rate and rates (2025)

Beeline Loans took 114 mortgage applications in Indiana in 2025, ranking #253 of 1,025 lenders active in the state. It originated 21.1% of them and denied 26.3% (55.6% of the applications it decided), against a statewide denial rate of 16.6%.

114Applicationsin IN
55.6%Decision denial ratestate 20.1%
6.99%Median ratestate 6.75%
$135,000Median loanstate $155,000
$4.0MVolume35 counties

Beeline Loans in Indiana vs the state

26.3%Denial rate+9.75 pts vs state
55.6%Decision denial rate+35.42 pts vs state
21.1%Origination rate-41.20 pts vs state
6.99%Median rate+0.24 pts vs state
0.74Rate spread (pts)+0.37 pts vs state
$61kMedian applicant income
24Loans originated
30Denied

Trend in Indiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232783.7%7.13%#395
202448447.9%7.31%#345
20251142426.3%6.99%#253

What Beeline Loans lends in Indiana

By loan purpose

Home purchase 21 18% · 9.5% denied
Refinance 10 9% · 20.0% denied
Cash-out refinance 60 53% · 30.0% denied
Home improvement 23 20% · 34.8% denied

By loan type

Conventional 113 99% · 25.7% denied
FHA 1 1% · 100.0% denied

Why it denied Indiana applicants

Collateral 12 40%
Credit history 8 27%
Incomplete application 6 20%
Other 2 7%
Debt-to-income ratio 2 7%

Where in Indiana

Counties with the most Beeline Loans applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Marion County 31117 22.6%
Lake County 1012 20.0%
Hamilton County 911 11.1%
Vanderburgh County 713 42.9%
Allen County 411 25.0%
Porter County 400 0.0%
St. Joseph County 400 0.0%
LaPorte County 403 75.0%
Elkhart County 300 0.0%
Kosciusko County 302 66.7%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 114 applications in 2025, of which 24 were originated and 30 denied.

26.3% of all applications, or 55.6% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans Beeline Loans originated in Indiana in 2025 was 6.99%, against a statewide median of 6.75%.

About this data. Figures are Beeline Loans's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology