Beeline Loans in Florida vs the state
19.8%Denial rate-1.23 pts vs state
62.7%Decision denial rate+35.46 pts vs state
11.8%Origination rate-40.90 pts vs state
6.99%Median rate+0.37 pts vs state
0.63Rate spread (pts)+0.36 pts vs state
$84kMedian applicant income
69Loans originated
116Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 391 | 31 | 34.3% | 7.13% | #270 |
| 2024 | 571 | 35 | 40.1% | 6.75% | #220 |
| 2025 | 585 | 69 | 19.8% | 6.99% | #225 |
What Beeline Loans lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Beeline Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 44 | 10 | 9 | 20.5% |
| Miami-Dade County | 40 | 1 | 12 | 30.0% |
| Palm Beach County | 37 | 2 | 3 | 8.1% |
| Orange County | 34 | 4 | 3 | 8.8% |
| Duval County | 29 | 3 | 6 | 20.7% |
| Pinellas County | 27 | 2 | 7 | 25.9% |
| Lee County | 25 | 4 | 5 | 20.0% |
| Manatee County | 23 | 3 | 5 | 21.7% |
| Polk County | 23 | 2 | 3 | 13.0% |
| Sarasota County | 22 | 3 | 4 | 18.2% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 585 applications in 2025, of which 69 were originated and 116 denied.
19.8% of all applications, or 62.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Beeline Loans originated in Florida in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Beeline Loans's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology