Barrington Bank & Trust Company · South Carolina · 2025

Barrington Bank & Trust Company in South Carolina: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 130 mortgage applications in South Carolina in 2025, ranking #226 of 1,143 lenders active in the state. It originated 60.8% of them and denied 6.2% (9.2% of the applications it decided), against a statewide denial rate of 18.3%.

130Applicationsin SC
9.2%Decision denial ratestate 23.5%
6.63%Median ratestate 6.50%
$265,000Median loanstate $225,000
$26MVolume35 counties

Barrington Bank & Trust Company in South Carolina vs the state

6.2%Denial rate-12.16 pts vs state
9.2%Decision denial rate-14.27 pts vs state
60.8%Origination rate+4.16 pts vs state
6.63%Median rate+0.13 pts vs state
0.29Rate spread (pts)+0.06 pts vs state
$90kMedian applicant income
79Loans originated
8Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023149888.7%6.75%#196
2024162909.9%6.75%#188
2025130796.2%6.63%#226

What Barrington Bank & Trust Company lends in South Carolina

By loan purpose

Home purchase 61 47% · 8.2% denied
Refinance 36 28% · 0.0% denied
Cash-out refinance 26 20% · 11.5% denied
Home improvement 1 1% · 0.0% denied
Other / HELOC 6 5% · 0.0% denied

By loan type

Conventional 44 34% · 2.3% denied
FHA 15 12% · 20.0% denied
VA 71 55% · 5.6% denied

Why it denied South Carolina applicants

Debt-to-income ratio 3 38%
Credit history 3 38%
Insufficient cash 1 13%
Collateral 1 13%

Where in South Carolina

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Horry County 16112 12.5%
Richland County 1590 0.0%
Dorchester County 960 0.0%
Aiken County 710 0.0%
Greenville County 651 16.7%
Beaufort County 631 16.7%
York County 660 0.0%
Spartanburg County 630 0.0%
Charleston County 520 0.0%
Berkeley County 550 0.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 130 applications in 2025, of which 79 were originated and 8 denied.

6.2% of all applications, or 9.2% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Barrington Bank & Trust Company originated in South Carolina in 2025 was 6.63%, against a statewide median of 6.50%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology