Barrington Bank & Trust Company · Maryland · 2025

Barrington Bank & Trust Company in Maryland: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 68 mortgage applications in Maryland in 2025, ranking #283 of 810 lenders active in the state. It originated 45.6% of them and denied 19.1% (29.6% of the applications it decided), against a statewide denial rate of 18.8%.

68Applicationsin MD
29.6%Decision denial ratestate 24.1%
6.75%Median ratestate 6.63%
$270,000Median loanstate $265,000
$12MVolume17 counties

Barrington Bank & Trust Company in Maryland vs the state

19.1%Denial rate+0.32 pts vs state
29.6%Decision denial rate+5.42 pts vs state
45.6%Origination rate-10.12 pts vs state
6.75%Median rate+0.13 pts vs state
0.44Rate spread (pts)+0.19 pts vs state
$84kMedian applicant income
31Loans originated
13Denied

Trend in Maryland

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023734011.0%6.47%#246
202463369.5%6.25%#279
2025683119.1%6.75%#283

What Barrington Bank & Trust Company lends in Maryland

By loan purpose

Home purchase 38 56% · 23.7% denied
Refinance 10 15% · 0.0% denied
Cash-out refinance 18 26% · 16.7% denied
Other / HELOC 2 3% · 50.0% denied

By loan type

Conventional 15 22% · 20.0% denied
FHA 15 22% · 40.0% denied
VA 38 56% · 10.5% denied

Why it denied Maryland applicants

Credit history 5 38%
Debt-to-income ratio 4 31%
Collateral 2 15%
Insufficient cash 1 8%
Unverifiable information 1 8%

Where in Maryland

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Prince George's County 1373 23.1%
Wicomico County 841 12.5%
Somerset County 704 57.1%
Baltimore city 732 28.6%
Baltimore County 751 14.3%
Charles County 632 33.3%
Anne Arundel County 630 0.0%
Allegany County 300 0.0%
Washington County 210 0.0%
Montgomery County 200 0.0%

Other large lenders in Maryland

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 12,80616.8%6.63%
Navy Federal Credit UnionD 11,43623.0%8.00%
United Shore Financial ServicesB 9,30716.0%6.13%
Truist BankC 6,55934.9%6.49%
Bank of AmericaF 6,05135.8%6.24%
NewrezD 5,73921.0%6.63%
State Employees Credit Union of MarylandD 5,62444.6%6.25%
PNC BankD 5,58228.0%7.41%
Manufacturers and Traders TrustC 5,49732.0%5.99%
Pennymac Loan ServicesC 5,41112.4%6.49%

Frequently asked questions

Maryland: 68 applications in 2025, of which 31 were originated and 13 denied.

19.1% of all applications, or 29.6% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.

The median rate on loans Barrington Bank & Trust Company originated in Maryland in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology