Barrington Bank & Trust Company · Florida · 2025

Barrington Bank & Trust Company in Florida: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 427 mortgage applications in Florida in 2025, ranking #260 of 1,993 lenders active in the state. It originated 59.0% of them and denied 7.5% (11.2% of the applications it decided), against a statewide denial rate of 21.1%.

427Applicationsin FL
11.2%Decision denial ratestate 27.2%
6.63%Median ratestate 6.63%
$305,000Median loanstate $255,000
$98MVolume46 counties

Barrington Bank & Trust Company in Florida vs the state

7.5%Denial rate-13.57 pts vs state
11.2%Decision denial rate-16.09 pts vs state
59.0%Origination rate+6.33 pts vs state
6.63%Median rate0.00 pts vs state
0.24Rate spread (pts)-0.02 pts vs state
$121kMedian applicant income
252Loans originated
32Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
202352828810.0%6.63%#226
20245623278.0%6.75%#225
20254272527.5%6.63%#260

What Barrington Bank & Trust Company lends in Florida

By loan purpose

Home purchase 257 60% · 6.6% denied
Refinance 76 18% · 2.6% denied
Cash-out refinance 70 16% · 15.7% denied
Home improvement 4 1% · 0.0% denied
Other / HELOC 20 5% · 10.0% denied

By loan type

Conventional 247 58% · 6.1% denied
FHA 26 6% · 11.5% denied
VA 154 36% · 9.1% denied

Why it denied Florida applicants

Debt-to-income ratio 10 31%
Collateral 7 22%
Other 5 16%
Credit history 4 13%
Unverifiable information 4 13%
Insufficient cash 2 6%

Where in Florida

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Collier County 41245 12.2%
Lee County 40321 2.5%
Broward County 24112 8.3%
Hillsborough County 18111 5.6%
Pinellas County 1790 0.0%
Marion County 17102 11.8%
Brevard County 17121 5.9%
Volusia County 16112 12.5%
Miami-Dade County 1592 13.3%
Orange County 1561 6.7%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 427 applications in 2025, of which 252 were originated and 32 denied.

7.5% of all applications, or 11.2% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Barrington Bank & Trust Company originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology