Bankwest in Nebraska vs the state
42.3%Denial rate+29.78 pts vs state
52.4%Decision denial rate+37.24 pts vs state
38.5%Origination rate-28.82 pts vs state
8.25%Median rate+1.63 pts vs state
2.41Rate spread (pts)+2.19 pts vs state
$91kMedian applicant income
10Loans originated
11Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 4 | 41.7% | 8.10% | #206 |
| 2024 | 20 | 8 | 25.0% | 8.31% | #181 |
| 2025 | 26 | 10 | 42.3% | 8.25% | #185 |
What Bankwest lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Bankwest applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lincoln County | 7 | 3 | 4 | 57.1% |
| Douglas County | 4 | 1 | 2 | 50.0% |
| Box Butte County | 4 | 1 | 3 | 75.0% |
| Antelope County | 2 | 1 | 1 | 50.0% |
| Dawes County | 2 | 2 | 0 | 0.0% |
| Valley County | 2 | 0 | 1 | 50.0% |
| Cherry County | 1 | 1 | 0 | 0.0% |
| Sheridan County | 1 | 1 | 0 | 0.0% |
| Platte County | 1 | 0 | 0 | 0.0% |
| Holt County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 26 applications in 2025, of which 10 were originated and 11 denied.
42.3% of all applications, or 52.4% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Bankwest originated in Nebraska in 2025 was 8.25%, against a statewide median of 6.63%.
About this data. Figures are Bankwest's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology