BankVista in Minnesota vs the state
0.0%Denial rate-13.60 pts vs state
0.0%Decision denial rate-16.35 pts vs state
93.9%Origination rate+27.48 pts vs state
—Median rate
—Rate spread (pts)
$104kMedian applicant income
122Loans originated
0Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 131 | 119 | 2.3% | — | #156 |
| 2024 | 118 | 108 | 0.9% | — | #168 |
| 2025 | 130 | 122 | 0.0% | — | #175 |
What BankVista lends in Minnesota
By loan purpose
By loan type
Where in Minnesota
Counties with the most BankVista applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Blue Earth County | 28 | 27 | 0 | 0.0% |
| Stearns County | 23 | 23 | 0 | 0.0% |
| Benton County | 18 | 18 | 0 | 0.0% |
| Carver County | 7 | 6 | 0 | 0.0% |
| Nicollet County | 6 | 6 | 0 | 0.0% |
| Hennepin County | 5 | 4 | 0 | 0.0% |
| Morrison County | 3 | 3 | 0 | 0.0% |
| Faribault County | 3 | 1 | 0 | 0.0% |
| Todd County | 3 | 3 | 0 | 0.0% |
| Wright County | 2 | 1 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 130 applications in 2025, of which 122 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are BankVista's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology