BankFirst Financial Services · Florida · 2025

BankFirst Financial Services in Florida: approval rate, denial rate and rates (2025)

BankFirst Financial Services took 6 mortgage applications in Florida in 2025, ranking #1,063 of 1,993 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 21.1%.

6Applicationsin FL
0.0%Decision denial ratestate 27.2%
7.13%Median ratestate 6.63%
$450,000Median loanstate $255,000
$2.9MVolume3 counties

BankFirst Financial Services in Florida vs the state

0.0%Denial rate-21.06 pts vs state
0.0%Decision denial rate-27.24 pts vs state
100.0%Origination rate+47.31 pts vs state
7.13%Median rate+0.50 pts vs state
-0.64Rate spread (pts)-0.91 pts vs state
$356kMedian applicant income
6Loans originated
0Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023880.0%7.63%#1,061
20241090.0%7.51%#927
2025660.0%7.13%#1,063

What BankFirst Financial Services lends in Florida

By loan purpose

Home purchase 1 17% · 0.0% denied
Refinance 5 83% · 0.0% denied

By loan type

Conventional 6 100% · 0.0% denied

Where in Florida

Counties with the most BankFirst Financial Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Walton County 330 0.0%
Escambia County 220 0.0%
Santa Rosa County 110 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 6 applications in 2025, of which 6 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans BankFirst Financial Services originated in Florida in 2025 was 7.13%, against a statewide median of 6.63%.

About this data. Figures are BankFirst Financial Services's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology