Bank OZK in Oklahoma vs the state
36.4%Denial rate+18.44 pts vs state
66.7%Decision denial rate+43.80 pts vs state
18.2%Origination rate-37.92 pts vs state
6.50%Median rate-0.13 pts vs state
0.02Rate spread (pts)-0.33 pts vs state
$77kMedian applicant income
2Loans originated
4Denied
What Bank OZK lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Bank OZK applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wagoner County | 3 | 0 | 1 | 33.3% |
| Adair County | 2 | 0 | 1 | 50.0% |
| Sequoyah County | 2 | 1 | 1 | 50.0% |
| Le Flore County | 2 | 0 | 1 | 50.0% |
| McIntosh County | 1 | 1 | 0 | 0.0% |
| Haskell County | 1 | 0 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 11 applications in 2025, of which 2 were originated and 4 denied.
36.4% of all applications, or 66.7% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Bank OZK originated in Oklahoma in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Bank OZK's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology