Bank of Hope in Maryland vs the state
11.1%Denial rate-7.69 pts vs state
11.1%Decision denial rate-13.02 pts vs state
77.8%Origination rate+22.07 pts vs state
6.13%Median rate-0.50 pts vs state
0.79Rate spread (pts)+0.55 pts vs state
$180kMedian applicant income
7Loans originated
1Denied
What Bank of Hope lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Bank of Hope applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 3 | 2 | 0 | 0.0% |
| Montgomery County | 2 | 2 | 0 | 0.0% |
| Baltimore County | 2 | 1 | 1 | 50.0% |
| Carroll County | 1 | 1 | 0 | 0.0% |
| Howard County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 9 applications in 2025, of which 7 were originated and 1 denied.
11.1% of all applications, or 11.1% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Bank of Hope originated in Maryland in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Bank of Hope's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology