Bank of Easton · Massachusetts · 2025

Bank of Easton in Massachusetts: approval rate, denial rate and rates (2025)

Bank of Easton took 103 mortgage applications in Massachusetts in 2025, ranking #246 of 799 lenders active in the state. It originated 82.5% of them and denied 6.8% (7.6% of the applications it decided), against a statewide denial rate of 16.2%.

103Applicationsin MA
7.6%Decision denial ratestate 20.0%
Median ratestate 6.63%
$205,000Median loanstate $325,000
$26MVolume8 counties

Bank of Easton in Massachusetts vs the state

6.8%Denial rate-9.41 pts vs state
7.6%Decision denial rate-12.34 pts vs state
82.5%Origination rate+19.92 pts vs state
Median rate
Rate spread (pts)
$169kMedian applicant income
85Loans originated
7Denied

Trend in Massachusetts

YearApplicationsOriginatedDenial rateMedian rateRank in state
202346362.2%#319
202426207.7%#379
2025103856.8%#246

What Bank of Easton lends in Massachusetts

By loan purpose

Home purchase 28 27% · 0.0% denied
Refinance 31 30% · 19.4% denied
Cash-out refinance 6 6% · 0.0% denied
Home improvement 35 34% · 2.9% denied
Other / HELOC 3 3% · 0.0% denied

By loan type

Conventional 103 100% · 6.8% denied

Where in Massachusetts

Counties with the most Bank of Easton applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Bristol County 57486 10.5%
Norfolk County 17131 5.9%
Plymouth County 17140 0.0%
Barnstable County 440 0.0%
Middlesex County 320 0.0%
Suffolk County 330 0.0%
Essex County 110 0.0%
Dukes County 100 0.0%

Other large lenders in Massachusetts

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 17,47629.0%7.40%
Rocket MortgageC 8,69815.9%6.75%
Bank of AmericaF 7,78430.1%5.99%
Guaranteed RateB 7,3134.5%6.50%
Eastern BankB 6,21631.8%6.99%
Rockland TrustC 5,99028.6%6.99%
Leader BankA 5,9131.8%6.25%
United Shore Financial ServicesB 5,89812.8%6.50%
Crosscountry MortgageB 5,6343.8%6.63%
TD BankD 3,77826.9%7.44%

Frequently asked questions

Massachusetts: 103 applications in 2025, of which 85 were originated and 7 denied.

6.8% of all applications, or 7.6% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Bank of Easton's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology