Bank of Colorado in Arizona vs the state
2.5%Denial rate-13.69 pts vs state
2.9%Decision denial rate-17.53 pts vs state
83.1%Origination rate+23.57 pts vs state
6.63%Median rate+0.13 pts vs state
0.10Rate spread (pts)-0.13 pts vs state
$155kMedian applicant income
98Loans originated
3Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 93 | 77 | 6.5% | 7.24% | #238 |
| 2024 | 72 | 56 | 4.2% | 7.15% | #275 |
| 2025 | 118 | 98 | 2.5% | 6.63% | #228 |
What Bank of Colorado lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Bank of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yavapai County | 74 | 61 | 2 | 2.7% |
| Maricopa County | 30 | 25 | 1 | 3.3% |
| Coconino County | 10 | 8 | 0 | 0.0% |
| Gila County | 2 | 2 | 0 | 0.0% |
| Pinal County | 1 | 1 | 0 | 0.0% |
| Pima County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 118 applications in 2025, of which 98 were originated and 3 denied.
2.5% of all applications, or 2.9% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Bank of Colorado originated in Arizona in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Bank of Colorado's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology