Banco do Brasil Americas in Florida vs the state
10.6%Denial rate-10.48 pts vs state
11.4%Decision denial rate-15.85 pts vs state
80.6%Origination rate+27.87 pts vs state
6.50%Median rate-0.13 pts vs state
0.70Rate spread (pts)+0.43 pts vs state
$396kMedian applicant income
518Loans originated
68Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 756 | 623 | 6.8% | 7.25% | #182 |
| 2024 | 764 | 635 | 7.7% | 7.25% | #182 |
| 2025 | 643 | 518 | 10.6% | 6.50% | #206 |
What Banco do Brasil Americas lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Banco do Brasil Americas applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orange County | 188 | 152 | 18 | 9.6% |
| Osceola County | 157 | 127 | 16 | 10.2% |
| Lake County | 108 | 95 | 11 | 10.2% |
| Miami-Dade County | 95 | 67 | 10 | 10.5% |
| Polk County | 42 | 32 | 8 | 19.0% |
| Broward County | 13 | 11 | 2 | 15.4% |
| Palm Beach County | 9 | 8 | 1 | 11.1% |
| Lee County | 8 | 8 | 0 | 0.0% |
| Collier County | 4 | 3 | 0 | 0.0% |
| St. Johns County | 3 | 2 | 1 | 33.3% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 643 applications in 2025, of which 518 were originated and 68 denied.
10.6% of all applications, or 11.4% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Banco do Brasil Americas originated in Florida in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Banco do Brasil Americas's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology