Atlantis Mortgage Co. in New Jersey vs the state
8.3%Denial rate-9.36 pts vs state
14.1%Decision denial rate-8.95 pts vs state
50.8%Origination rate-4.92 pts vs state
6.63%Median rate-0.13 pts vs state
0.58Rate spread (pts)+0.30 pts vs state
$155kMedian applicant income
67Loans originated
11Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 58 | 51 | 6.9% | 6.88% | #312 |
| 2024 | 90 | 43 | 10.0% | 6.63% | #269 |
| 2025 | 132 | 67 | 8.3% | 6.63% | #240 |
What Atlantis Mortgage Co. lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Atlantis Mortgage Co. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monmouth County | 62 | 39 | 4 | 6.5% |
| Ocean County | 20 | 13 | 1 | 5.0% |
| Middlesex County | 11 | 9 | 0 | 0.0% |
| Atlantic County | 3 | 2 | 0 | 0.0% |
| Bergen County | 2 | 2 | 0 | 0.0% |
| Camden County | 1 | 0 | 0 | 0.0% |
| Warren County | 1 | 0 | 0 | 0.0% |
| Hunterdon County | 1 | 1 | 0 | 0.0% |
| Essex County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 132 applications in 2025, of which 67 were originated and 11 denied.
8.3% of all applications, or 14.1% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Atlantis Mortgage Co. originated in New Jersey in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Atlantis Mortgage Co.'s own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology