Atlanta Postal in South Carolina vs the state
65.0%Denial rate+46.69 pts vs state
88.1%Decision denial rate+64.67 pts vs state
7.5%Origination rate-49.11 pts vs state
7.38%Median rate+0.88 pts vs state
0.34Rate spread (pts)+0.12 pts vs state
$94kMedian applicant income
6Loans originated
52Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 3 | 55.6% | 8.50% | #532 |
| 2024 | 27 | 11 | 25.9% | 9.00% | #407 |
| 2025 | 80 | 6 | 65.0% | 7.38% | #281 |
What Atlanta Postal lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Atlanta Postal applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Beaufort County | 16 | 0 | 10 | 62.5% |
| Greenville County | 7 | 1 | 2 | 28.6% |
| Dorchester County | 7 | 1 | 3 | 42.9% |
| Aiken County | 4 | 0 | 4 | 100.0% |
| Anderson County | 4 | 1 | 2 | 50.0% |
| Orangeburg County | 4 | 1 | 3 | 75.0% |
| Charleston County | 3 | 0 | 3 | 100.0% |
| Laurens County | 3 | 1 | 2 | 66.7% |
| Spartanburg County | 3 | 0 | 2 | 66.7% |
| York County | 2 | 0 | 1 | 50.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 80 applications in 2025, of which 6 were originated and 52 denied.
65.0% of all applications, or 88.1% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Atlanta Postal originated in South Carolina in 2025 was 7.38%, against a statewide median of 6.50%.
About this data. Figures are Atlanta Postal's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology