Atlanta Postal in Indiana vs the state
33.3%Denial rate+16.76 pts vs state
50.0%Decision denial rate+29.86 pts vs state
33.3%Origination rate-28.92 pts vs state
8.00%Median rate+1.25 pts vs state
1.55Rate spread (pts)+1.18 pts vs state
$84kMedian applicant income
3Loans originated
3Denied
What Atlanta Postal lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Atlanta Postal applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 2 | 1 | 0 | 0.0% |
| Owen County | 1 | 1 | 0 | 0.0% |
| Vanderburgh County | 1 | 0 | 0 | 0.0% |
| Madison County | 1 | 0 | 1 | 100.0% |
| Hancock County | 1 | 0 | 1 | 100.0% |
| Dearborn County | 1 | 0 | 1 | 100.0% |
| Vermillion County | 1 | 0 | 0 | 0.0% |
| Benton County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 9 applications in 2025, of which 3 were originated and 3 denied.
33.3% of all applications, or 50.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Atlanta Postal originated in Indiana in 2025 was 8.00%, against a statewide median of 6.75%.
About this data. Figures are Atlanta Postal's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology